Agreement between User and mermaidlighthouse.com

Welcome to mermaidlighthouse.com. The mermaidlighthouse.com website (the “Site”) is
comprised of various web pages operated by Mermaid Lighthouse Consulting LLC.
mermaidlighthouse.com is offered to you conditioned on your acceptance without modification of
the terms, conditions, and notices contained herein (the “Terms”). Your use of
mermaidlighthouse.com constitutes your agreement to all such Terms. Please read these terms
carefully, and keep a copy of them for your reference.

mermaidlighthouse.com is a community site.

Working with a community network to get the best out of life.

Electronic Communications
Visiting mermaidlighthouse.com or sending emails to Mermaid Lighthouse Consulting LLC
constitutes electronic communications. You consent to receive electronic communications and you
agree that all agreements, notices, disclosures and other communications that we provide to you
electronically, via email and on the Site, satisfy any legal requirement that such communications be
in writing.

Children Under Thirteen
Mermaid Lighthouse Consulting LLC does not knowingly collect, either online or offline, personal
information from persons under the age of thirteen. If you are under 18, you may use
mermaidlighthouse.com only with permission of a parent or guardian.

Cancellation/Refund Policy
Cancellations BEFORE 30 days of event are refunded at 95%. Cancellation WITHIN 30 days of
event will be refunded at 45%. If you sign up and pay for an event you have 24 hours to cancel
and be repaid in full.

Links to Third Party Sites/Third Party Services
mermaidlighthouse.com may contain links to other websites (“Linked Sites”). The Linked Sites are
not under the control of Mermaid Lighthouse Consulting LLC and Mermaid Lighthouse Consulting
LLC is not responsible for the contents of any Linked Site, including without limitation any link
contained in a Linked Site, or any changes or updates to a Linked Site. Mermaid Lighthouse
Consulting LLC is providing these links to you only as a convenience, and the inclusion of any link
does not imply endorsement by Mermaid Lighthouse Consulting LLC of the site or any association
with its operators.

Certain services made available via mermaidlighthouse.com are delivered by third party sites and
organizations. By using any product, service or functionality originating from the
mermaidlighthouse.com domain, you hereby acknowledge and consent that Mermaid Lighthouse
Consulting LLC may share such information and data with any third party with whom Mermaid

Lighthouse Consulting LLC has a contractual relationship to provide the requested product,
service or functionality on behalf of mermaidlighthouse.com users and customers.

No Unlawful or Prohibited Use/Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use
mermaidlighthouse.com strictly in accordance with these terms of use. As a condition of your use
of the Site, you warrant to Mermaid Lighthouse Consulting LLC that you will not use the Site for
any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner
which could damage, disable, overburden, or impair the Site or interfere with any other party’s use
and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information
through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the
compilation thereof, and any software used on the Site, is the property of Mermaid Lighthouse
Consulting LLC or its suppliers and protected by copyright and other laws that protect intellectual
property and proprietary rights. You agree to observe and abide by all copyright and other
proprietary notices, legends or other restrictions contained in any such content and will not make
any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create
derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.
Mermaid Lighthouse Consulting LLC content is not for resale. Your use of the Site does not entitle
you to make any unauthorized use of any protected content, and in particular you will not delete or
alter any proprietary rights or attribution notices in any content. You will use protected content
solely for your personal use, and will make no other use of the content without the express written
permission of Mermaid Lighthouse Consulting LLC and the copyright owner. You agree that you
do not acquire any ownership rights in any protected content. We do not grant you any licenses,
express or implied, to the intellectual property of Mermaid Lighthouse Consulting LLC or our
licensors except as expressly authorized by these Terms.

Use of Communication Services
The Site may contain bulletin board services, chat areas, news groups, forums, communities,
personal web pages, calendars, and/or other message or communication facilities designed to
enable you to communicate with the public at large or with a group (collectively, “Communication
Services”). You agree to use the Communication Services only to post, send and receive messages
and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service,
you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as
rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any
inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material
or information; upload files that contain software or other material protected by intellectual
property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or
have received all necessary consents; upload files that contain viruses, corrupted files, or any other
similar software or programs that may damage the operation of another’s computer; advertise or
offer to sell or buy any goods or services for any business purpose, unless such Communication
Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes
or chain letters; download any file posted by another user of a Communication Service that you
know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete
any author attributions, legal or other proper notices or proprietary designations or labels of the
origin or source of software or other material contained in a file that is uploaded; restrict or inhibit
any other user from using and enjoying the Communication Services; violate any code of conduct
or other guidelines which may be applicable for any particular Communication Service; harvest or
otherwise collect information about others, including e-mail addresses, without their consent;
violate any applicable laws or regulations.

Mermaid Lighthouse Consulting LLC has no obligation to monitor the Communication Services.
However, Mermaid Lighthouse Consulting LLC reserves the right to review materials posted to a
Communication Service and to remove any materials in its sole discretion. Mermaid Lighthouse
Consulting LLC reserves the right to terminate your access to any or all of the Communication
Services at any time without notice for any reason whatsoever.

Mermaid Lighthouse Consulting LLC reserves the right at all times to disclose any information as
necessary to satisfy any applicable law, regulation, legal process or governmental request, or to
edit, refuse to post or to remove any information or materials, in whole or in part, in Mermaid
Lighthouse Consulting LLC’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your
children in any Communication Service. Mermaid Lighthouse Consulting LLC does not control or
endorse the content, messages or information found in any Communication Service and, therefore,
Mermaid Lighthouse Consulting LLC specifically disclaims any liability with regard to the
Communication Services and any actions resulting from your participation in any Communication
Service. Managers and hosts are not authorized Mermaid Lighthouse Consulting LLC
spokespersons, and their views do not necessarily reflect those of Mermaid Lighthouse Consulting
LLC.

Materials uploaded to a Communication Service may be subject to posted limitations on usage,
reproduction and/or dissemination. You are responsible for adhering to such limitations if you
upload the materials.

Materials Provided to mermaidlighthouse.com or Posted on Any Mermaid Lighthouse
Consulting LLC Web Page
Mermaid Lighthouse Consulting LLC does not claim ownership of the materials you provide to
mermaidlighthouse.com (including feedback and suggestions) or post, upload, input or submit to
any Mermaid Lighthouse Consulting LLC Site or our associated services (collectively
“Submissions”). However, by posting, uploading, inputting, providing or submitting your
Submission you are granting Mermaid Lighthouse Consulting LLC, our affiliated companies and
necessary sublicensees permission to use your Submission in connection with the operation of their
Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly
display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish
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your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein.
Mermaid Lighthouse Consulting LLC is under no obligation to post or use any Submission you
may provide and may remove any Submission at any time in Mermaid Lighthouse Consulting
LLC’s sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and
represent that you own or otherwise control all of the rights to your Submission as described in this
section including, without limitation, all the rights necessary for you to provide, post, upload, input
or submit the Submissions.

Third Party Accounts
You will be able to connect your Mermaid Lighthouse Consulting LLC account to third party
accounts. By connecting your Mermaid Lighthouse Consulting LLC account to your third party
account, you acknowledge and agree that you are consenting to the continuous release of
information about you to others (in accordance with your privacy settings on those third party
sites). If you do not want information about you to be shared in this manner, do not use this
feature.

International Users
The Service is controlled, operated and administered by Mermaid Lighthouse Consulting LLC
from our offices within the USA. If you access the Service from a location outside the USA, you
are responsible for compliance with all local laws. You agree that you will not use the Mermaid
Lighthouse Consulting LLC Content accessed through mermaidlighthouse.com in any country or in
any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification
You agree to indemnify, defend and hold harmless Mermaid Lighthouse Consulting LLC, its
officers, directors, employees, agents and third parties, for any losses, costs, liabilities and
expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability
to use the Site or services, any user postings made by you, your violation of any terms of this
Agreement or your violation of any rights of a third party, or your violation of any applicable laws,
rules or regulations. Mermaid Lighthouse Consulting LLC reserves the right, at its own cost, to
assume the exclusive defense and control of any matter otherwise subject to indemnification by
you, in which event you will fully cooperate with Mermaid Lighthouse Consulting LLC in asserting
any available defenses.

Arbitration
In the event the parties are not able to resolve any dispute between them arising out of or
concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or
otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved
only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single
neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration
service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s
award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the
event that any legal or equitable action, proceeding or arbitration arises out of or concerns these
Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable
attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and
Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or
indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree
that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The
entire dispute, including the scope and enforceability of this arbitration provision shall be
determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms
and Conditions.

Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class
arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE
THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S
INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY
PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH
AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE
OTHER. Further, unless both you and Mermaid Lighthouse Consulting LLC agree otherwise, the
arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over
any form of a representative or class proceeding.

Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR
AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR
TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE
INFORMATION HEREIN. MERMAID LIGHTHOUSE CONSULTING LLC AND/OR ITS
SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY
TIME.

MERMAID LIGHTHOUSE CONSULTING LLC AND/OR ITS SUPPLIERS MAKE NO
REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY,
TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS,
SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY
PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL
SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF
ANY KIND. MERMAID LIGHTHOUSE CONSULTING LLC AND/OR ITS SUPPLIERS
HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,
INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT
SHALL MERMAID LIGHTHOUSE CONSULTING LLC AND/OR ITS SUPPLIERS BE
LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,
CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING,
WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS,
ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR
PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE
OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE
SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND
RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING
OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,
NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF MERMAID
LIGHTHOUSE CONSULTING LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED
OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO
NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR
CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY
NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE
SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE
REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction
Mermaid Lighthouse Consulting LLC reserves the right, in its sole discretion, to terminate your
access to the Site and the related services or any portion thereof at any time, without notice. To
the maximum extent permitted by law, this agreement is governed by the laws of the State of
Oregon and you hereby consent to the exclusive jurisdiction and venue of courts in Oregon in all
disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any
jurisdiction that does not give effect to all provisions of these Terms, including, without limitation,
this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between
you and Mermaid Lighthouse Consulting LLC as a result of this agreement or use of the Site.
Mermaid Lighthouse Consulting LLC’s performance of this agreement is subject to existing laws
and legal process, and nothing contained in this agreement is in derogation of Mermaid Lighthouse
Consulting LLC’s right to comply with governmental, court and law enforcement requests or
requirements relating to your use of the Site or information provided to or gathered by Mermaid
Lighthouse Consulting LLC with respect to such use. If any part of this agreement is determined to
be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty
disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will
be deemed superseded by a valid, enforceable provision that most closely matches the intent of the
original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user
and Mermaid Lighthouse Consulting LLC with respect to the Site and it supersedes all prior or
contemporaneous communications and proposals, whether electronic, oral or written, between the
user and Mermaid Lighthouse Consulting LLC with respect to the Site. A printed version of this
agreement and of any notice given in electronic form shall be admissible in judicial or administrative
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proceedings based upon or relating to this agreement to the same extent and subject to the same
conditions as other business documents and records originally generated and maintained in printed
form. It is the express wish to the parties that this agreement and all related documents be written
in English.

Changes to Terms
Mermaid Lighthouse Consulting LLC reserves the right, in its sole discretion, to change the Terms
under which mermaidlighthouse.com is offered. The most current version of the Terms will
supersede all previous versions. Mermaid Lighthouse Consulting LLC encourages you to
periodically review the Terms to stay informed of our updates.

Contact Us
Mermaid Lighthouse Consulting LLC welcomes your questions or comments regarding the Terms:

Mermaid Lighthouse Consulting LLC
910 7th ave
Sweet Home, Oregon 97386

Email Address:
mermaidlighthouseconsultingllc@gmail.com

Telephone number:
15419817799

Effective as of February 01, 2022